Best travel credit card reddit.

The card earns 3x on dining, online groceries, and streaming, 2x on travel/transit, and 1x on everything else. You will also get a 10% bonus at the end of the year based on total spend making this effectively a 3.1x, 2.1x, or 1.1x card.The Chase Sapphire Preferred® Card is our overall pick for the best no foreign transaction fee card. It has a fairly reasonable $95 annual fee, offers solid earning rates for flexible rewards ...Current cards: AMEX blue cash Everyday - 10000 limit. Chase Preferred - 12000 limit. Chase Freedom - 4000 limit. Chase Amazon - 4000 limit. Wellsfargo Secure -300 limit. Discover it - 1500 limit. capital one quicksilver - …On a highly conservative 1.5 cents per point Aeroplan point valuation, that gives you a 1.5% base, 3% travel bookings/gas/transit, 4.5% streaming, 7.5% groceries/all foods and drinks earn rate from it's 1x, 2x, 3x, and 5x multipliers. $155 annual fee, 15k welcome bonus + $100 third party cash rebate.

Another option is Citi because they have a 1 cpp cash redemption, plus their cards have great multipliers and they don't include a rotating category card. The cards are Citi Premier, Double Cash, Custom Cash, and Rewards+. It does have drawbacks compared to Chase such as lack of travel protections, but it's an optimal cash back setup that has ...

Aug 19, 2023 ... Heard a lot of great things about Chase Sapphire Preferred, but also Capital One Venture - since I'm with Capital One already, would it be ... Check the other Chase no-annual fee cards. Amazon card has no international transaction fee. You say that you rarely use your current card, so I'm going to provide an alternative answer. I hope you don't mind. I travel internationally on a perpetual basis and I don't have a credit card at all.

Some people believe that you should avoid getting a credit card as they generate debt. However, without one you will be missing out as they offer protection when buying items onlin... VX has Priority and Plaza lounges and is a good bet if you will use the $300 travel credit. Amex green is also an option. $150 AF and comes with $100 of loungebuddy credits per year. A typical cost is $40 for a visit, so you get roughly two free lounge visits per year. 4.1. The Capital One VentureOne Rewards Credit Card offers many of the same perks as the Capital One Venture Rewards Credit Card, without the burden of an annual fee. If you’re looking for a low ...

It seems to me the best welcome bonus right now may be. TD First Class Travel® Visa Infinite Card with 100k TD points. or the TD Aeroplan Visa Infinite Card with an offer of …

Me: Amex gold, chase freedom unlimited + preferred, BILT, Apple Card, PayPal credit card (which I never use). I’ve been thinking of getting a travel card, and I’m not sure if it makes sense for both of us to get the Amex plat. Side note: we fly specially to South Korea for my wife’s family twice a year, and tickets are not cheap.

When thinking about credit cards, cash back is often the best unless you're focused on aspirational travel or wanting to earn big sign-up bonuses. In those cases, being based …The Bendigo Bank Ready Credit Card rated highly with its 0% foreign transaction fees, ongoing $0 annual fee and complimentary travel insurance. In addition to the 19.99% purchase rate and $5 ...Get the Chase Sapphire Reserve. $450/yr fee, but you get a $300/yr travel credit so really its only $150/yr but you will get 3x points on travel/dining and an extra 50% value upon redemption. Many 1:1 transfer options, and top tier insurance benefits as well as free global entry/tsa precheck. angelamarya17. • 5 yr. ago.So, avoid both. Get a credit card that has no foreign transaction or foreign currency fee, and make sure you always choose the local currency when asked. That means you get …I will be focusing mainly on the 4 major travel card lenders (American Express, Chase, Capital One, and Citi) since these are the travel cards talked about most often. However, there are cards from other lenders …

A credit card could save you money by giving you cash back or access to specials and discounts. Choosing the right credit card for your lifestyle takes consideration. This article ...Another option is Citi because they have a 1 cpp cash redemption, plus their cards have great multipliers and they don't include a rotating category card. The cards are Citi Premier, Double Cash, Custom Cash, and Rewards+. It does have drawbacks compared to Chase such as lack of travel protections, but it's an optimal cash back setup that has ...The best cash back setup without dealing without with travel rewards/miles/points would be Bank of America IF you have Platinum Honors - effectively 2.625% is your lowest cash back bar and with the Custom Cash Rewards you’d get up to 5.25% cash back.. I’d also make a compelling argument for the US Bank Altitude …Here are the travel cards that I currently have: Eastwest Krisflyer Miles World (mastercard) - best miles accrual per spend. 6,000 bonus miles on 1st 3 months for total purchases amounting P200K, 10,000 bonus miles per anniversary year with at least P200K spent. Lowest forex rate at 1.7%.The American Express Blue Business Cash™ Card (terms apply, see rates & fees) is a set-it-and-forget-it business credit card that lets you earn rewards without an annual fee. Consider this card ...This guide includes the top-pick travel cards, the cards to avoid, and how to check what your card's charging you. Top travel credit and debit cards. Chase – fee-free + 1% cashback. New. Halifax Clarity – fee-free + £20 cashback. Barclaycard Rewards – fee-free + 0.25% cashback.

Chase Sapphire Reserve and Amex Platinum are generally viewed as the best cards if you travel and have a reasonable spending level. Discover It is another one that’s great for a beginner, they approve most people and the rewards are decent if you keep track of the rotating categories. Amex Blue Cash everyday card. Capital One Savor card is great. 3% on groceries, 4% on dining. Since groceries and food is a very common everyday purchase, you'll earn a lot of cash back very quickly. Depends on your main spending category. There are cards that offer 3% for things like dining out, grocery stores, etc.

I think the three best travel cards are: Chase Sapphire Reserve, Amex Platinum and the citybank one. (I have the first two) You say you are in NYC and already have the CSR? I …The card I use the most is the U.S. Bank Altitude Rewards. 3% cash back on mobile wallet purchases. $325 travel and dining credit which, along with the high cash back, offsets the $400 annual fee. Primary rental car coverage, airport lounge coverage, Global Entry reimbursement, good sign-up bonus. $400 annual fee is …The Chase Sapphire Reserve is the nearly identical card to which I’m comparing. Reserve’s fee is $500. The Chase Sapphire Preferred has the $95 fee but not as many benefits, i.e. no lounge access, no Global Entry or TSA Precheck reimbursement, slower point accumulation, lower sign on bonus. ripson_noogie • …CRedit's main goal is to improve your credit, keep it healthy, and support you in decisions that you make that may affect your credit livelihood. We are here to support you if you …Always pay the full balance each month. Another popular tip on Reddit is to always pay your credit card's full balance. When you pay in full every month, it keeps you out of debt. The card issuer ...A credit card could save you money by giving you cash back or access to specials and discounts. Choosing the right credit card for your lifestyle takes consideration. This article ...5 days ago · 5.0. Up to 5x Reward Rate. Earn 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, select streaming services and online groceries, 2x on Read More. Welcome Bonus. 60,000 bonus...

List of the best category cashback credit cards. Below is a list of no annual fee category cashback credit cards with a minimum of permanent ( non-promotional) 3% category cashback. We omitted cards with an annual fee. An annual fee card that often comes up is the American Express Blue Cash Preferred.

People often acquire credit cards for a variety of reasons. There are travel points here and welcome bonuses there. Some cards offer more than a year of 0% APR and have incentives ...

Jan 8, 2023 ... The CSP is my go-to travel card. Chase and Amex have the best travel partners but Chase has lower annual fees and easier redemption options. If ...The rewards on the no fee cards rack up very slowly. TD Aeroplan Visa Infinite - Good card to churn every 2 years (Use for 1 year for free. Downgrade to no fee card and wait out 12 months until you can churn again). Tons …It’s so worth it. Credit cards are also a lot safer than debit cards. Much better for personal finance reasons. Also nearly all good credit cards have 0 international transaction fees. Chase Sapphire (another good card) JetBlue, delta America express, etc. Virtual cards on the Apple Wallet is also extremely convenient.When redeeming 500 pesos, here's the comparison: Citi Premier -75,500 pesos (P30 - 1 miles) Citi Platinum - 255,000 pesos (P30 - 1 pt) Compared to other cards: RCBC Black Platinum - 118,800 pesos (basing this on Php36-1 PT except on supermarkets, drugstores, or gas stations purchases which is at 125) SB Platinum - 166,680 pesos (P20 - 1 pt) r ... The sapphire preferred card is $95/yr. The sapphire reserve card is basically $150/yr. You should do a comparison and see if it’s worth it to get the next card up. How the combo works: use the unlimited card everyday for everything except dining and travel. Transfer ALL chase ultimate rewards (UR) points to your sapphire card. I think that for a jack-of-all-trades travel card, the two best right now are the Chase Sapphire Preferred ($95) and the Capital One Venture X ($395). The CSP is easier to …HSBC World Elite. Prince of travel has a good review on it. "HSBC credit card holders enjoy more flexibility with travel rewards. Points can be redeemed for a statement credit towards an eligible airline ticket, vacation package, car rental, hotel, cruise or rail ticket charged to an HSBC credit card. There are no blackout dates; … The Sapphire Preferred is the best travel credit card to start with, and it has a great sign-up bonus of 60,000 points. The Chase points transfer to multiple travel partners and you can book travel through Chase's website. In general, it's the most recommended travel credit card with the Venture. Cheers.

Aug 13, 2023 ... If you don't want to spend more than $100 a year on a card, your options are Citi Prestige, Venture, Sapphire Preferred. You'll be able to ...The card earns 3x on dining, online groceries, and streaming, 2x on travel/transit, and 1x on everything else. You will also get a 10% bonus at the end of the year based on total spend making this effectively a 3.1x, 2.1x, or 1.1x card.Chase Sapphire Preferred card, Chase Sapphire Reserve Card, and Amex Platinum Card are great choices for Trip interruption and Cancellation insurance. These offer most protection max coverage up to 10k/person (20k per trip & 40K per yr max.) I didn’t realize credit cards travel protection would cover cancellations due to COVID.Instagram:https://instagram. low noise amplifiercarolina tiger rescue in pittsboroerie pa restaurantswhere can i watch the batman Venture X is my choice. $300 travel credit and 10K miles annually offset the $395 fee. You have Global Entry / TSA Pre and access to PP lounges . For someone just travel with economy seats like myself, those are useful. My basic combination is Amex Gold and Venture X. bobcat242. nu rentalshow to play clash of clans on pc Nov 18, 2023 ... P.S. There is a very cool card called the Greenstate World Mastercard. If gives 5% cash back on hotels and airlines booked directly. Anyone can ...My credit score seems to be in the Good-Excellent range based on information I gathered. My current choices are Discover it Miles Card and Bank of America Travel Rewards Card. Both cards have 0 Foreign transaction fees and 1.5x rewards. It seems that they both would be accepted at the 7-11 ATMs, but I want to know which is more accepted in ... memorial day mattress sales Chase Sapphire Preferred. Bank of America Travel Rewards Credit Card. Discover It Card. American Express Gold Card. Capital One Venture Rewards Card. Citi …EnigmaShroud • 41 min. ago. American Express Platinum is a great travel credit card. c0horst • 1 min. ago. If you're 23 and want a starter travel card, just get a Chase Sapphire Preferred. Really hard to go wrong with that as …Bankrate's experts compare hundreds of the best credit cards and credit card offers to select the best in cash back, rewards, travel, business, 0% APR, balance transfer and more. Let Bankrate, a ...